Do It Yourself SIP
I recently stumbled upon an offer from HDFC. The offer allows investors to select the Stocks and the Quantity.The user will decide on a stipulate amount of money that will be invested on behalf of the investor in those stocks.
I feel that the frequency of such instruments should increase in the market to take the advantage of SIP and Equity Investment.
You can read more about the same here: http://bit.ly/9PsxEj
Go VIP!
VIP which stands for Value Averaging Investment Plan is the new scheme in the market.
I read an article about these Funds and it sounds good.
It relys on the current Market situation to invest with an intelligent strategy.
Benchmark recently announced a new Fund with the VIP option.
A comparison between SIP and VIP:
Assuming Rs.1000/month is the maximum value to be invested with no Load.
Click on the image to Magnify
The actual amount invested using VIP is variable every month while in SIP it is constant.
As you can see from the above table, VIP invests more money into the market when the Market is down which tends to gain more returns in terms of percentage.
Red or Green?
The Markets are poised for a stunning come-back.! The Sensex is going all the way back to 11500( and even 4 digits!). The Markets are going to stay range bound or go sideways for a while.
All the above lines we hear and read everyday.. Though opinions will differ, one of them is going to be true. The so called Experts will always give us varying thoughts and will confuse us. In the end, we have to listen to our own self and take our own decisions. We have to take the losses or earn the profit. Not anybody else. So even if the market goes Red or goes Green, it is the bulls who gain or bears who win, we are the ones who will be affected. By we, I mean all the investors of the markets. It is useless to hunt for the so-called bottom or think about when the markets will return to its old peak. So, my dear friends invest with at most care and only after doing full research. It is your hard earned money, and you wouldnt want to lose it.
Rely on your instincts, Watch the numbers delivered by the companies carefully, stick to the fundamentals as much as you can, because in the end it is the long term wealth that matters and not the short term money made. If you study the history of the equity class carefully, you will notice that with long term, you reduce the risk potential to an almost negligible value. So, Invest wisely and stay rich!
